I always have plans to go on holiday, but a few things get in the way; money, work, and being a responsible parent!
As my daughter is getting older, this is becoming less of a struggle, she has a great group of friends with amazing parents, who happily (at least that’s what they tell me!) look after her.
Work is a necessary evil, but it does support the money side!
Money, this is the main reason I don’t travel as much as I would like to. This year, I really want to focus on saving to holiday more, to do this I need an action plan.
1. Limit takeaways to one a month.
Approx. saving £70 per month.
2. Do a weekly shop. I’m a nightmare for shopping on my way back from work, when I’m tired and hungry, often meaning I shop in the more expensive convenience stores. I tried this for the first time this week, I spent just under £30, instead of my usual £15 per day (including lunch). Approx. saving £330 per month. WOW!!!!
3. Make my own lunches, not only is it healthier, but the saving on canteen food is so much better. Approx. saving £included above.
4. Unsubscribe from emails. This isn’t an obvious one, but I am a marketeers’ dream! I see something online and without having time to think, I’ve added it to my basket…I don’t even have any space in my wardrobe for anymore clothes/shoes. Approx. saving £20 per month (I’m not always bad, so have averaged this over a year).
All in all, this will save approximately £420 per month, around £5k in one year!!!!
This is an incredible amount of money, but at the end of the year, I don’t expect to see any of it, as I really want to work to live, living for me is seeing the world.
Have you got any tips on saving? What are you saving for?